Buying · Live reading
Mortgage Payment Estimator
Your real monthly payment, itemized. Move a dial — your result responds instantly.
Make it local
We'll use the real rates and fees for your area.
Calibrate
Drag to set each value — estimates are fine.
$event.target.select())" @blur="ed = false"
@input="inputs.home_price = ('currency' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="Home price">
$event.target.select())" @blur="ed = false"
@input="inputs.down_payment = ('currency' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="Down payment">
$event.target.select())" @blur="ed = false"
@input="inputs.interest_rate = ('percent' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="Interest rate">
Today's typical rate — adjust to match your quote.
$event.target.select())" @blur="ed = false"
@input="inputs.property_tax_rate = ('percent' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="Property tax rate (yearly)">
Varies by county — your agent can confirm.
$event.target.select())" @blur="ed = false"
@input="inputs.insurance_monthly = ('currency' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="Home insurance (monthly)">
$event.target.select())" @blur="ed = false"
@input="inputs.hoa_monthly = ('currency' === 'percent'
? (parseFloat(String($event.target.value).replace(/[^0-9.]/g, '')) || 0)
: (parseInt(String($event.target.value).replace(/[^0-9]/g, '')) || 0))"
aria-label="HOA dues (monthly)">
$0
—
Total
DA
Demo Agency
Demo Agency
Turn this reading into a plan — a quick conversation is the fastest next step.
Get in touch demo@prospectmatch.net
Closing cost example provided by Demo Title Company
The complete picture
Your monthly payment is only part of the story — plan for the cash you'll need at the closing table (down payment plus lender, title, and government fees).
Run my Cash to Close →What this means for you
Get a plain-English summary of your reading.
Levers that move this
- Home price
- Down payment
- Interest rate
- Loan term
- Property tax rate (yearly)
- Home insurance (monthly)
- HOA dues (monthly)
Drag these dials above to see the effect instantly.
Track your progress over time
Save your reading and watch it change as you adjust your plan — free account, seconds to create.
The link shares your result and band only — never your financial details.
- This payment estimate is educational — not a Loan Estimate, rate quote, or commitment to lend. Confirm figures with your lender.
- Property tax and insurance are estimates; actual amounts vary by property and provider.
- Interest rates shown are illustrative as of their listed date and change frequently.
- Closing cost figures are estimates provided by Demo Title Company for planning purposes only — not a quote or commitment. You may choose any settlement provider.