Closing fees are itemized from local title-company fee data where available, state-typical defaults otherwise, or a flat estimate when no location is provided. Escrow reserves collect a few months of property tax and insurance at closing; prepaid interest covers the days between closing and your first payment cycle.

What data does it use?

Title-company and state fee schedules maintained in this platform, shown itemized with your results.

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Cash to Close: how it works

Adds up everything a buyer brings to closing: the down payment, itemized closing fees, and prepaid items (escrow reserves for taxes and insurance plus prepaid interest).

Step by step

Closing fees are itemized from local title-company fee data where available, state-typical defaults otherwise, or a flat estimate when no location is provided.
Escrow reserves collect a few months of property tax and insurance at closing; prepaid interest covers the days between closing and your first payment cycle.

Sources

Title-company and state fee schedules maintained in this platform, shown itemized with your results.